Before you had kids and made responsible decisions, the main factors you may have considered when buying a car may have been if the vehicle looked cool and if you could afford to buy it. Now, however, you have a family to take care of and to tote around in the car. Your vehicle isn’t used only by you, and instead it is a family car that everyone under your roof may use for certain purposes and functions. Finding the right family car that meets all of your needs can be a challenge. Here are some tips to help you find the right family car.
Your Budget: The right family car for your needs is a car that is affordable for you to own and drive. By far, the most significant expense related to owning a vehicle is the car loan payment. Your car loan payment is calculated based on the loan amount, the interest rate and the loan term. You can consider putting more money down on your purchase, shopping for interest rates and extending the length of the term in order to make your vehicle purchase more affordable for your budget. Before you buy any vehicle, you should carefully review how the payment will affect your budget.
Other Costs: There are other costs associated with buying a new vehicle. A new vehicle will affect the price you pay for car insurance, vehicle maintenance and gas. You should get a quote for insuring a specific vehicle from your car insurance company before buying a new car. You should also research gas mileage of the vehicle and annual maintenance costs. These expenses should all be reviewed in conjunction with the monthly payment for the car loan before you commit to buying the vehicle.
Passenger Seating: There are functional needs that need to be considered when picking out a vehicle as well. One of the biggest factors to consider is passenger seating. If you have the need to use car seats with your younger kids or have teens with longer legs, consider having the whole family sit in the car. Close the doors, and drive with your whole crew in the car. Ensure that everyone is comfortable in the vehicle. In addition, consider if additional seating is needed for others you regularly tote around. This may be seating needed for an aging relative who lives nearby, kids that you drive around for the carpool and more.
Storage Needs: You should also consider if you have specific storage needs. Is there room in the car for all of the groceries you need to buy each week, for the kids’ sporting gear or for anything else you normally tote around on a regular basis?
A family car should first and foremost be affordable and functional. After you have taken into account these considerations, you can then shop based on style.
Here are a few other articles written by this author:
How Positive is Your Parenting?
Helping Your Kids Through Fights with Friends
Kids and Friend Drama: When to Step In