Like most families in today’s economy, we are on a very strict budget. To give you an example on just how strict I used up all of my gas money funds for this week, so today I am a shut in. Nothing wrong with that but sometimes it is difficult to manage.
I do have some ideas on how to help you stay on your budget though, these are things I use in my home. I know what you are thinking, he used up his gas money already. Would it help if you knew I have twenty dollars a week to use on gas? How about gas prices here are $3.99 – $4.37 a gallon today depending on cash or credit. I just looked it up. Think I may have some ideas to help you now?
Gas – This is simple to help you with if your area is anything like mine is. There is a .38 cents difference in cash or credit price for me here at the gas station. One day a week I go to the bank and take out the money I plan on using for gas. I avoid using the ATM it costs a service fee. I go into the bank and get my money out myself. Before I buy gas I go to Gas Buddy it tells me what all the local prices are for gas. On average this saves me $6.30 per tank of gas fill up once a week the savings add up quickly.
Food – I have a budgeted amount for food every week, I shop for deals, use coupons and if I need to I shop several different places to get the best deal I can. Sure it takes time but time isn’t really money in this case. Don’t get tricked into thinking it costs you more in gas either, unless you are traveling more than a gallon of gas costs you, even then its more likely you will save money. I use this site to get more bargains Daily Grocery Coupon. I use that site fairly often. We usually save ourselves thirty to forty dollars a week using coupons.
Electricity – Almost everything in your house sucks power now. You may not know it but they all do. Electricity Vampires, all chargers for phone and other portable devices draw power. The appliances and televisions, they all draw power. For those items I don’t use often I plug them into a power strip and turn the strip off when the items aren’t in use this saves me quite a bit. Another good power saving idea is to replace your light-bulbs as they burn out with the energy efficient ones. A great place for ideas on this is at Energy Savers. We cut our bill by forty dollars a month just using power strips.
Savings are out there to be had my friends. We just need to look for them and be conscious of our daily choices. Is it worth it to stop at some fast-food place for lunch, or cheaper to bring lunch from home? We all know the answer, bring it from home. It has the added benefit of being healthier for you. Check your cell phone plans for ways to save. Turn off things you don’t use like cable and maybe go for the lower plan on your Internet speed. It’s challenging to make cuts to things we think we need, but do we really need them? I didn’t, we cut off the cable saving almost $100 a month. The only drawback was now we spend more time together as a family… that’s not a bad thing. So get to it people… start saving now!